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International loan eligibility
Find out whether your business qualifies. The basics are simple, and the lender sets the final decision.
What lenders typically check
We help business owners prepare applications and connect with independent lenders that lend across borders, with expert advice to improve your chances of approval.
| Requirement | What it means |
|---|---|
| Age | Applicants and owners must be at least 18. |
| Time in business | At least six months of trading. |
| Revenue | Documented annual revenue that supports repayment. The minimum varies by lender and location. |
| Business plan and credit | Lenders look at your business plan and potential as well as credit history. A good plan matters, and limited credit does not end your application. |
| Documents | Valid ID, proof of address, business registration and bank statements. |
| Collateral | Depends on the lender and the facility. Explained before you accept. |
| Location | You do not need to be in one specific country, but local rules apply. |
Documents to prepare
- Business registration certificate
- Proof of business address
- Recent bank statements
- Valid ID for directors and owners
- Most recent tax filings
If you do not meet every point
Close to the limit on revenue or time in business? Tell us. A lender may still consider your case, or we can point you to the right page: startup business loans, bad credit business loans or working capital loans.
Frequently asked questions
Do I need to be in a particular country?
No. Location is not a barrier in itself, but eligibility depends on the lender and on local rules in your country.
Does credit history decide the outcome?
No. Lenders look at the whole picture, including a good business plan and its potential. Credit history is one factor.
How can I strengthen my application?
Lead with a clear business plan: what the money is for, who your customers are and how you will repay. Our team gives expert advice on presenting it.
Ready to apply for business funding?
Complete our online application in minutes. No upfront fees.