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Equipment financing for international buyers
Spread the cost of machinery, vehicles or technology over time, with USD financing arranged through independent lenders.
What this financing is and how we arrange it
Equipment finance is tied to a specific asset, which can make approval easier than an unsecured loan because the lender can take the equipment as security. We help business owners prepare applications and connect with independent lenders that lend across borders, with expert advice to improve your chances of approval.
If you need cash for running costs rather than an asset, see working capital loans.
When it fits
- Manufacturers and processors replacing or adding production lines
- Contractors and transport firms buying vehicles or plant
- Clinics, kitchens and workshops upgrading specialist tools
- Businesses importing equipment priced in USD from overseas suppliers
What lenders typically ask for
- A supplier quote or pro-forma invoice for the equipment
- Business registration and recent bank statements
- Details of the equipment: make, model, age and whether it is new or used
- ID for directors and owners
An illustration
A bakery wants to buy ovens quoted at USD 85,000 by a European manufacturer. With the quote and its statements we introduce it to lenders that finance equipment, and payment can be structured so the supplier is paid for the asset. The lender decides the terms and the security it needs.
For illustration only. This is not an offer, rate or quote.
How it compares
Because the equipment is the security, you may be asked for less additional collateral than on an unsecured small business loan, but you cannot use the funds for anything else. Renewable installations are covered separately under green energy loans.
JP Lending helped me secure funding to open my new office overseas, and the experience was flawless. No upfront fees, clear communication, and fast approvals. I felt supported throughout. They truly care about helping businesses succeed
Frequently asked questions
Can I finance used equipment?
Some lenders will, depending on age and condition. Tell us whether the equipment is new or used when you apply.
Who is paid, me or the supplier?
That depends on the lender. Many pay the supplier directly against the invoice.
Do I need other collateral?
Collateral requirements depend on the lender and the facility. The equipment itself often serves as security, and the lender explains this before you accept.
Related financing options
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