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How international business financing works
A step-by-step guide: from one online application to expert advice, lender connections and instant funding once you are approved.
From application to funding
We help business owners prepare applications and connect with independent lenders that lend across borders, with expert advice to improve your chances of approval.
Apply online
Complete our application and upload your registration documents, bank statements and ID. It works from any country.
We review and advise
We check your documents, give expert advice on strengthening your business plan and application, and flag anything a lender is likely to ask for.
We connect you with lenders
We connect you with independent lenders and financing providers that lend across borders and fit your business.
The lender assesses and offers
The lender decides, and sets the amount, term, price and any security. You compare before accepting.
Sign and get funded
Funding is instant once the lender has approved and the agreement is signed. Funds are arranged in USD.
Repay under your agreement
Repayments follow the schedule in your agreement with the lender.
What we do and what the lender does
| JP Lending Ltd (loan agent) | Independent lender | |
|---|---|---|
| Prepares and checks your application | Yes | Reviews it |
| Gives expert advice to improve approval chances | Yes | No |
| Decides whether to lend | No | Yes |
| Sets amount, term and price | No | Yes |
| Funds the loan in USD | No | Yes |
| Charges upfront fees | No | Disclosed in lender terms |
Check you are eligible
Before you apply, check the basics. The full list is on our eligibility page.
- Business trading for at least six months
- Annual revenue that supports repayment (varies by lender and location)
- A business plan that shows potential
- Collateral requirements depend on the lender and facility
Where next
Choose your region or loan type: international overview, United States, Dubai Qatar, Saudi Arabia & Kuwait, the Gulf, Hong Kong Rest of Asia Caribbean, all loan types.
Frequently asked questions
Who decides whether I am approved?
The lender makes the final decision and sets the terms. We prepare your application and give expert advice to improve your chances of approval.
When do I pay the lender?
Repayments follow the schedule in your agreement with the lender, which you see before you sign.
What does JP Lending Ltd charge?
We do not charge upfront fees. If a lender charges fees, they are shown in its terms before you accept.
Ready to apply for business funding?
Complete our online application in minutes. No upfront fees.