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Business loans in Europe for exporters, importers and growing companies
USD financing for companies in the UK, Germany, France, Spain, Italy, Poland and beyond. Dutch companies have their own guide: Netherlands Rest of Europe.
Who we help in Rest of Europe
We help business owners prepare applications and connect with independent lenders that lend across borders, with expert advice to improve your chances of approval.
All financing is arranged in USD.
Exporters and manufacturers
Mid-sized producers selling machinery, components and goods to buyers who pay in dollars.
Importers and distributors
Companies buying equipment, raw materials or stock priced in USD.
Ecommerce and brands
Online sellers that buy from overseas manufacturers in dollars.
Technology and services firms
Software companies and agencies that bill international customers in USD.
Registration and documents
Lenders typically ask for:
- Company registry extract, such as Companies House in the UK or the commercial register in Germany
- VAT number and latest annual accounts or management accounts
- Six months of business bank statements
- ID for directors and beneficial owners, plus a business plan
Borrowing in USD
Most European businesses earn in euros, pounds, Swiss francs or other floating currencies, so a USD loan carries exchange-rate risk if the dollar strengthens. The risk is smaller if you also buy in dollars. The Danish krone is pegged to the euro, not the dollar. See multi-currency business loans.
Typical uses
Import payments
Pay suppliers in USD ahead of customer payments with working capital loans.
Plant and machinery
Production upgrades suit equipment financing.
New markets and sites
Opening abroad may suit expansion loans.
An illustration
A Polish furniture maker buys timber and hardware priced in USD and sells in euros. It needs USD 110,000 over four months before a seasonal order is paid. Its registry extract, annual accounts, bank statements and a short business plan go to lenders that fund cross-border; the lender sets the terms.
For illustration only. This is not an offer, rate or quote.
Local points to know
Lending rules in the EU and UK apply to the lender, and anti-money-laundering checks mean directors and beneficial owners will be asked for ID and ownership details. Requirements differ by country. We do not give legal or tax advice.
JP Lending helped me secure funding to open my new office overseas, and the experience was flawless. No upfront fees, clear communication, and fast approvals. I felt supported throughout. They truly care about helping businesses succeed
Frequently asked questions
Can UK companies apply?
Yes. JP Lending Ltd is based in the UK and helps UK and other European companies. Financing is arranged in USD.
Is the loan in euros or pounds?
Financing is arranged in USD. If your income is in euros or pounds, you carry the exchange-rate risk.
Do I need audited accounts?
Not always. Filed annual accounts or recent management accounts are often enough for smaller companies, and a lender may ask for more.
Related financing options and other regions
Working capital loans
Short-term funding to bridge payment gaps and seasonal swings.
Loan typeEquipment financing
Finance for machinery, vehicles and technology, often secured on the asset.
Loan typeBusiness expansion loans
Funding to open a new site, enter a new market or scale up operations.
RegionUnited States
USD financing for foreign-owned US companies and non-US founders.
RegionNetherlands
Dutch BVs and exporters borrowing in USD against euro revenue.
RegionDubai / UAE
Mainland and free-zone companies, with the dirham pegged to the dollar.
Ready to apply for business funding?
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