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International business loans in USD
We help international and foreign business owners prepare applications and connect with independent lenders that lend across borders, with expert advice to improve your chances of approval.
How cross-border financing works
We help business owners prepare applications and connect with independent lenders that lend across borders, with expert advice to improve your chances of approval.
Because the lenders fund and are repaid in dollars, every facility is arranged in USD. We tell you early where that creates exchange risk for your currency.
Choose your region
Each guide covers local registration documents, currency exposure and the sectors lenders see most.
United States
USD financing for foreign-owned US companies and non-US founders.
RegionRest of Europe
UK and European companies borrowing in USD against euro, pound and other revenue.
RegionNetherlands
Dutch BVs and exporters borrowing in USD against euro revenue.
RegionDubai / UAE
Mainland and free-zone companies, with the dirham pegged to the dollar.
RegionQatar, Saudi Arabia & Kuwait
Three Gulf markets compared: registration, currency pegs and sectors.
RegionRest of Asia
Exporters and manufacturers across India, Southeast Asia and beyond.
RegionHong Kong
Startups and traders with the HKD pegged to the dollar.
RegionCaribbean
Tourism, trade and agriculture, with several island currencies pegged to the dollar.
RegionSouth Africa
Rand revenue, exchange control and USD borrowing for exporters.
RegionKenya
Exporters and traders in Kenya: KRA documents, M-Pesa statements and shilling risk explained.
RegionAfrica
Companies across Africa: documents, CFA and floating currencies, and sectors by region.
Who can apply
- International and foreign borrowers with a registered business
- At least six months of trading history
- Documented revenue that shows repayment capacity
- A business plan that shows potential and how you will repay
- Directors and owners able to provide valid ID
Financing by purpose
Pick the loan type that matches what you want to do with the money.
Small business loans
A lump sum for stock, payroll or marketing, repaid over an agreed term.
Loan typeStartup business loans
Early-stage funding for founders with a first revenue track record.
Loan typeWorking capital loans
Short-term funding to bridge payment gaps and seasonal swings.
Loan typeEquipment financing
Finance for machinery, vehicles and technology, often secured on the asset.
Loan typeCommercial real estate loans
Property-backed finance to buy, refinance or improve commercial premises.
Loan typeBusiness expansion loans
Funding to open a new site, enter a new market or scale up operations.
Loan typeBusiness acquisition loans
Finance to buy an existing company, with the target’s cash flow in view.
Loan typeEcommerce loans
Inventory and growth finance for online sellers, based on sales history.
See all options on our loan types page, or check eligibility requirements first.
I’ve worked with JP Lending for my business’s international expansion, and I couldn’t be happier with the experience. The application process was quick and simple, and their team provided support every step of the way. I highly recommend them to anyone looking for a loan!
Frequently asked questions
Can I apply from any country?
International and foreign borrowers can apply from most countries. Eligibility depends on the lender and on local rules, and some countries are restricted.
Why is financing arranged in USD?
Independent cross-border lenders fund and are repaid in dollars, which keeps pricing consistent. If your income is in another currency, you carry the exchange risk.
What if my country has currency restrictions?
You can still apply, but funds may need to move in a way that follows local rules. Your bank or the lender will confirm what is required.
Does JP Lending Ltd provide the funding?
No. Independent lenders fund the loan. We help you prepare your application, advise on improving your chances of approval and connect you with lenders.
Is there an upfront fee?
JP Lending Ltd does not charge upfront fees. Any lender fees appear in the lender’s terms before you accept.
Ready to apply for business funding?
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