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Franchise financing for franchisees
USD finance for the franchise fee, fit-out and opening stock, using the franchisor’s track record to support your application.
What this financing is and how we arrange it
Lenders like franchises because the model is proven, and the franchisor’s unit economics help them judge your plan. We help business owners prepare applications and connect with independent lenders that lend across borders, with expert advice to improve your chances of approval.
If you already run units and want to add another site, also see business expansion loans.
When it fits
- First-time franchisees buying into an established brand
- Existing franchisees opening an additional unit
- Master franchisees developing a new territory
- Owners converting an independent business into a franchise
What lenders typically ask for
- The franchise agreement or disclosure document
- The franchisor’s typical unit costs and revenue figures
- A fit-out budget and lease for the premises
- Personal and business ID, and proof of any capital you are contributing
An illustration
A franchisee is buying a fitness studio franchise: the fee, build-out and opening stock total USD 220,000. The franchise documents, lease and own contribution go to lenders, who also consider the franchisor’s results. The lender decides the amount and security.
For illustration only. This is not an offer, rate or quote.
How it compares
A franchise application leans on the franchisor’s record, so a first-time owner can sometimes borrow more readily than with an unproven startup idea. Fit-out and equipment may be priced separately, as in equipment financing.
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Frequently asked questions
Do lenders prefer well-known franchises?
Established brands with published unit performance are generally easier to assess.
Can the franchise fee be financed?
Often yes, along with fit-out and opening stock, depending on the lender.
Do I need prior experience?
It helps but is not always required, particularly with strong franchisor training.
Related financing options
Business expansion loans
Funding to open a new site, enter a new market or scale up operations.
Loan typeEquipment financing
Finance for machinery, vehicles and technology, often secured on the asset.
Loan typeStartup business loans
Early-stage funding for founders with a first revenue track record.
Ready to apply for business funding?
Complete our online application in minutes. No upfront fees.