Effective Date: June 25, 2025
Welcome to JP Lending Ltd. These Terms and Conditions apply to all users who access or use our website and services, including those applying for international online business loans. By using our site or submitting an application, you agree to follow these terms.
1. Who We Are
JP Lending Ltd provides business loan services to local and international applicants. You can apply from any country through our online platform.
2. Use of Our Website
You agree to use our website only for lawful purposes. You must not misuse or tamper with the site, try to access other users’ information, or upload harmful content.
3. Loan Application
By submitting a loan application, you agree that:
All information you provide is true and complete
You have the legal authority to apply on behalf of the business
Your business meets our basic requirements (see eligibility section on our site)
We reserve the right to reject or cancel any application for any reason.
4. Loan Approval and Disbursement
Approval is not guaranteed. Once approved, you will be sent a loan agreement with clear repayment terms. Funds are only disbursed after both parties agree to the loan terms.
5. Repayment Terms
You agree to repay the loan based on the terms set out in your agreement. This includes the loan amount, interest rate, payment schedule, and any fees. Late or missed payments may lead to additional charges or legal action.
6. Eligibility Requirements
To apply, your business must:
Be operating for at least six months
Show minimum annual revenue
Require no collateral
We may request supporting documents to confirm eligibility.
7. Interest and Fees
The loan agreement will include the interest rate and any applicable fees. Rates may vary based on your business profile and loan amount. We do not charge hidden fees.
8. Privacy and Data Use
We take your privacy seriously. By using our service, you agree to our Privacy Policy, which explains how we collect and use your information.
9. Country and Currency Limits
We accept applications from most countries. However, if your country has restrictions on foreign payments or currency transfers, we may adjust how we send the loan.
10. Intellectual Property
All content on this website including text, logos, images, and software is owned by JP Lending Ltd or licensed to us. You may not copy or reuse anything without our permission.
11. Third-Party Tools
We may provide links to third-party tools like loan calculators. These are for convenience only. We are not responsible for the content or accuracy of third-party sites.
12. Changes to These Terms
We may update these Terms and Conditions at any time. Changes take effect as soon as they are posted on this page. It is your responsibility to review them regularly.
13. Limitation of Liability
JP Lending Ltd is not responsible for any loss or damage resulting from use of our website or services, including loan approval delays or declines.
14. Governing Law
These terms are governed by the laws of the country where JP Lending Ltd is registered. Disputes will be handled in that jurisdiction.
15. Contact Us
If you have questions about these terms, contact our support team through the website or email us at:
support@jplend.com